Special Features Of A Business Letter?

Be fair, attentive, and customers
will return.

A business letter is short,
concise. Yet, all the necessary
information is given.

Sentence one answers why the
business letter was written.

The tone is formal. Street jargon
is never used.

Read over the letter several times
before sending it out.

It should be free of grammatical
errors.

The business letter should have
the following.

1. Your business name and address
are detailed.
A. e-mail address
B. fax number
C. cellular number

2. The current date is showed.

3. List the name and address of
the person you are sending the
letter to.
A. person's title is included

4. The greeting is written using the
person's formal name, and a colon
goes after.

5. State the reason for the letter.

6. The body introduces you, and
clarifies the reason you are writing.

7. Close the letter with "Sincerely".

8. Sign your letter.

9. If you're putting documents in
the letter, ENCL(enclosure) is
typed. ENCL is typed after your
name.
A. if copies of letters are being
sent, type: cc.

Source: http://wiki.answers.com/Q/Special_features_of_business_letter&updated=1&waNoAnsSet=2

Can you make a copy of naturalization papers?

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return.

The United States Citizenship and
Immigration Services(USCIS) certifies
as well as make copies of naturalization
papers.

USCIS refers to copies as "Certified
True Copies."

An appointment has to be made with
your local office to obtain "Certified
True Copies."

The USCIS requires your original
naturalization certificate, and a copy.
Also, bring identification such as
a passport, or identification with
your photo on it.

Contact them to ask specific questions.

Write to:

United States Department of State, Authentication Office
518 23rd Street, NW
Sa-1 Columbia Plaza
Washington, DC 20520
202-647-5002

Email / internet: aoprgsmauth@state.gov | http://www.state.gov/m/a/auth/

Source: http://wiki.answers.com/Q/Can_you_make_a_copy_of_naturalization_papers&updated=1&waNoAnsSet=1

When will silver run out?

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will return.

The world is using more silver,
especially since it's less in price
than some metals.

Silver can be recycled. Some people
will sell their silver back into the
market. This used silver is recycled.

Also, the government has an option
of selling silver.

No one can defiantly say when or if
silver will run out.

Silver deposits can be added to that
in the ground too.

Source: http://wiki.answers.com/Q/When_will_silver_run_out&updated=1&waNoAnsSet=1

Michelle Obama Get Her Own Doll

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The First Lady gets an action figure.

The First Lady is the inspiration behind
a new doll. The six-inch doll comes with
three out-fits, and will retail for $12.99.

The dolls are available in three different
out-fits, and bare arms. Bare arms have
become Michelle Obama's signature.

The dresses are sheath. It's said that
sheath have become her signature too.

A doll will wear a purple dress. The
dress represents a day in the life of the
Obamas. A second doll will wear a black/white
floral dress similar to the out-fit she
wore on "The View."

The third doll in red and black attire
represents a dress worn on Election Night.

A toy-maker in New York is responsible for
the manufacturing. The founder of the company
is Jason Feinberg. The company's name is
Jailbreak.

The dolls will be in stores on November 20.

Source: http://thecelebritycafe.com/features/35470.html

Small Business: First Time Owner

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will return.

Hard Economic Times

The recession hit everyone,
and many institutions. Specifically,
banks took a beating.

Realistically, there has always
been hard economic times. It
happens according to history.

New Business Owners

It's particularly unsettling for
first time business owners, or
people thinking about opening
a business.

Banks are not extending credit
lines like they once did.

Still, don't throw-away your dream
of starting a business. Or, listen to
those that say, "Get-out while you
can sell at a profit."

There will always be obstacles,
loss, and gain.

Fill A Need

When starting a business,
make sure you have a product,
service, people need to buy.

If you're in business,
let unprofitable products go.
It's a waste of resources.
Focus your energy, resources,
on products that will show a
return.

Business Plan

Draw-up a business plan. A
business plan explains what
your business is, and how it's
different, special, from what's
already out-here.

The business plan unfolds how
well your product, service, is
going to perform.

A good business plan defines goals.
It answers daily operational methods.
Where will the business be in two years?
Five?

Predict, estimate, what your yearly
revenue will be. Allow for the
unexpected.

How are you going to advertise
your product or service? What
group is your target market?
Teens? Kids? Seniors? Take
competition into consideration.

The above are questions
lenders will ask.

View Your Business From A
Customer's Perspective

Sit down. Look at your business
plan from a customer's point-of-
view.

Why would they purchase your
product or service? How would it
improve their lives? Customers
are about "me-me" when spending
money.

If you're not sure how to answer
those questions, stop. In hard economic
times, people think carefully before
buying a product or service. Your
product or service must address
the needs of your customers, and their
abilities to buy.

A product or service people can
do without will not survive in hard
economic times.

Banks

Loan applications are submitted with
a business plan. Also, institutions
providing grants will want to see a
business plan.

Note: A survey by the Federal
Reserve reports that the recession
is over, and mentions growth.

In my opinion, it takes time
for it to be felt by us.

Do you feel economic conditions
are improving?

In Closing

A small business, first time
owner, can profit in hard
economic times. A plan and
products people need will
give you a winning combination.

Tough Economic Times: Small Business

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will return.

A small business can survive tough
economic times by keeping a positive
attitude, not giving in to fear, and
involving employees in the
organization's decisions.

"I better sell, because gas
prices went up again!" You
blurted.

"Banks still goin' under."
A business partner pointed
out.

If you think the worse will
happen, your actions and
decisions will lead you to
failure. You'll sink deeper
into negative thinking. You'll
stop looking for leads, being
productive, and demanding
the best from employees.

Don't let your dream die
unnaturally. You worked
hard on building, maintaining,
your business. Don't
drop everything when
times are hard.

Besides, some businesses
are profitable in a recession.

You can't control what happens
in the recession, but you can
control how you react to it.

A positive attitude will have
you looking for new
opportunities.

Survive a recession by keeping
your customers happy. Let them
know you're in business. Find out
what their interests are. Would they
like contests? What do they like
about your line? Is a certain product
doing well?

Get rid of products or services
that you're losing profits on. Invest
in those products or services that's
showing a profit margin.

See if investing in a product
or service customers like is
feasible, profitable.

Continue networking. Your
focus is on the factors
you have control over. Meet
your deadlines.

Next, it's not uncommon
to feel fear in tough
economic times. Use the
fear, energy, to work toward
your business goals.

Talk to supportive
friends. People who
see the glass as half full.

The advice of friends or
relatives pressing you to get
rid of a your business should
be weighed against other
factors.

The recession will end, and
business will pick-up. A friend
should say.

Keep fear in its place by placing
a note on your computer, work-place,
mirror, door, bathroom, coffee pot,
and any other place you feel is
necessary.

A possible note: I'll look for
a new lead today. Or, power
networking is the goal today.
Another idea: The recession
will end.

Lastly, keep employees
informed of lay-outs. Allow
them to know information
before the actual down-size.

The work-place atmosphere
should be team oriented. Everyone
works toward the organization's
goals.

Employees will appreciate
it, and become loyal to
you, the business.

Have meetings often.
Let employees give their
advice on how to improve
profits. Allow them to give
recommendations on making
the work-place better, more
productive. What product or
service do they feel would
compliment your existing
product or service?

A small business can
survive tough economic
times by taking a common
sense approach. The above
steps will guide you.

Obama Makes the Case to Small Business for Health Care Reform by John Tozzi

Be fair, attentive, and customers
will return.

This week small business is a big part of the health care narrative the White House is pushing. Over the weekend the White House Council of Economic Advisers released its take on how health care reform will effect small businesses and their employees. President Obama made the case directly to small business owners in his weekly YouTube address below.

And on Wednesday, Christina Romer, the chair of the White House Council of Economic Advisers, will answer questions submitted by small business owners during a live chat at 3 p.m. ET. (You can submit questions here or on this LinkedIn discussion thread.)

Separately, Senate Democrats will hold a press conference Wednesday morning in Washington to make the case that health reform benefits small businesses. Members from the committees on Small Business (Mary Landrieu, D-La.); Health, Education, Labor, and Pensions (Jeff Merkley, D-Ore.); and Finance (Blanche Lincoln, D-Ark.) will be there. The HELP and Finance committees are drafting the two main proposals in the Senate. Politico reports that the Finance committee plan may drop the requirement for all employers to provide insurance. That would go a long way toward appeasing critics of the bill who say it’s too burdensome on business, like the NFIB.

It’s worth noting that in the YouTube address, Obama doesn’t touch on the employer mandate. Here’s how he describes the plan (starting about 2:10):

Under the reform plans in Congress, small businesses will be able to purchase health insurance through an “insurance exchange,” a marketplace where they can compare the price, quality and services of a wide variety of plans, many of which will provide better coverage at lower costs than the plans they have now. They can then pick the one that works best for them and their employees.

Small businesses that choose to insure their employees will also receive a tax credit to help them pay for it. If a small business chooses not to provide coverage, its employees can purchase high quality, affordable coverage through the insurance exchange on their own.

That doesn’t sound like the proposals already out from the Senate HELP committee and the House, which require companies over a certain size (either 25 employees or $250,000 in payroll) to buy insurance or pay penalties. It sounds a lot like a description of the forthcoming Finance bill in today’s Times:

The Senate [Finance] group also seems prepared to drop a requirement, included in other versions of the legislation, that employers offer coverage to their workers. “We don’t mandate employer coverage,” Senator Olympia J. Snowe, Republican of Maine and one of the six, said Monday. Employers that do not offer coverage may instead have to pay the cost of any government subsidies for which their workers qualify.

It sure sounds like Obama’s signaling that he’d sign a bill without an employer mandate, and that would help bring moderate Republicans like Snowe on board. (She’s also the ranking member of the Senate Small Business Committee — Landrieu is the chair.) The question then is how much push back from liberal Dems the plan would face, and that would likely hinge on other factors like whether or not there’s a public insurance option.

But for right now, at least, policy makers are focused on small businesses’ stake in health care reform, and the discussions this week may be crucial in shaping small business provisions in a final bill.

Source: http://www.businessweek.com/smallbiz/running_small_business/archives/2009/07/obama_makes_the.html

Also: Don’t miss this excellent graphic from the NY Times on how the proposals would effect different types of workers and business owners.